Checking | Savings | CDs & IRAs | Loans | Rates

Checking Accounts

BOSS "FREE" CHECKING

Available to:	All Customers
Interest Bearing:	No
Minimum to Open:	None
Minimum Balance:	None
Cost of Checks:	Depends on style / as low as $10.00
ATM withdrawals:	Free unlimited use of our ATM / 5 (five) free at Liberty Alliance machines per statement cycle / $.75 at foreign ATM machines.

SPECIAL CHECKING ACCOUNT (Student/Senior Citizens)

Available to:	Qualifying students (full-time student) and senior citizens (62 years or older)
Interest Bearing:	No
Minimum to Open:	$50.00
Minimum Balance:	None
Cost of Checks:	1st box free, 2nd and after depends on style / as low as $10.00
ATM withdrawals:	Per statement cycle unlimited use of our ATM / 5 (five) free at Liberty Alliance machines / $0.75 at foreign ATM machines

PRIVILEGE CHECKING ACCOUNT

Available to:	All customers
Interest Bearing:	No
Minimum to Open:	$50.00
Minimum Balance:	None
Maintenance Charge:	There is a $5.00 monthly maintenance charge.  If $200.00 balance is maintained, $5.00 charge will be waived.  If $100.00 balance is maintained, $3.00 of this charge will be waived.
Cost of Checks:	Depends on style / as low as $10.00
ATM withdrawals:	Per statement cycle unlimited use of our ATM / 5 (five) free at Liberty Alliance machines / $0.75 at foreign ATM machines

NOW CHECKING

Available to:	Individuals, sole proprietors, and non-profit organizations
Interest Bearing:	Yes / Compounded monthly / If balance falls below minimum, interest will not be paid
Minimum to Open:	$500.00
Minimum Balance:	$500.00 (daily balance)
Maintenance Charge:	Balance below $500.00 / $5.00 monthly charge
Cost of Checks:	Depends on style / as low as $10.00
ATM withdrawals:	Per statement cycle unlimited free use of our ATM.  You will have 5 (five) free at Liberty Alliance machines and no proprietor bank foreign ATM charges.  In addition, The First National Bank of Liverpool will not charge you for 5 (five) foreign ATM withdrawals per statement cycle.  A charge of $0.75 will apply per withdrawal at any foreign ATM machine after using all five free liberty withdrawals or all five free foreign ATM withdrawals.

SUPER NOW CHECKING

Available to:	Individuals, sole proprietors, and non-profit organizations
Interest Bearing:	Yes / Compounded monthly / If balance falls below minimum, interest will not be paid
Minimum to Open:	$2,500.00 – “Tiered rate on a range of balances”
Minimum Balance:	$500.00 (daily balance)
Maintenance Charge:	Balance below $500.00 / $5.00 monthly charge
Cost of Checks:	Depends on style / as low as $10.00
ATM withdrawals:	Per statement cycle unlimited free use of our ATM.  You will have 5 (five) free at Liberty Alliance machines and no proprietor bank foreign ATM charges.  In addition The First National Bank of Liverpool will not charge you for 5 (five) foreign ATM withdrawals per statement cycle.  A charge of $0.75 will apply per withdrawal at any foreign ATM machine after using all five free liberty withdrawals or all five free foreign ATM withdrawals.